We at Cibil Home Loans work hard to communicate our policy, products and services clearly.

In this page, we try and answer the most frequently asked questions in our line of work, about the range and scope of services we offer. For latest updates on Rate of Interest, loan documentation, bank policies, application forms etc., please visit Cibil Home Loans Blog.


What kind of loans do you deal with?

At Cibil Home Loans we explicitly deal with :

Home Loans

Mortgage Loans or Loan Against Property

Construction Loans

Plot Purchase Loans

Composite Loans ( Plot Purchase + Construction )

Commercial Property Purchase Loans


I have a very bad Cibil Score. Can you help me with my loan?

Yes, we can help you with your loan despite your poor credit score.


I have a very bad Cibil Report. Can I still apply and get a loan?

Yes, we can help you with your loan despite your poor credit report.


I do not have Income tax returns or income proof. Can you help me get a loan?

Yes, we can help you with your loan even if you have not filed latest Income tax returns.


I do not have healthy bank statement. Can I still apply for home loan?

Yes, we can help you get a loan even if your bank statement track is poor.


I have an existing home loan with another bank. Do you do take over and topup loans?

Yes, we can help you with your take over loan provided your property market value supports the loan amount.


Do you provide your services outside of Bangalore and Hyderabad?

No, at present we provide our services in Bangalore ( Bengaluru ) and Hyderabad cities only.


My Home Loan application was recently rejected by other bank(s). Can you help?

Yes, despite your rejection we can find you a reasonable home loan.


Do you have customer service?

Of course! Our friendly and knowledgeable customer service reps are available to answer your questions from Mon-Fri between 8am and 8pm.